Accumulate, Protect, and Transfer Your Wealth

Securing Your Financial Future

At Rakatansky, Rakatansky & Associates we provide a combined set of accounting and wealth management services to create complete financial plans for individuals and businesses.

Developing a complete financial plan includes examining your current life circumstances, identifying your short-term and long-term goals, developing a plan to pursue those goals and taking action to put your plan into place.

We will guide you through a financial analysis that will help you to identify your personal and business goals. Then we will help you analyze and select the options that will put you on the path to achieving your financial goals so that you can live the life you envision.

Accumulating Wealth

Saving for The Future

Everyone needs a plan that will enable them to accumulate sufficient wealth to last through retirement. No matter how old you are when you begin, accumulating wealth requires a long-term investment strategy and an understanding of your tolerance for risk.

As you go through life your ability to save your income will fluctuate due to certain life events such as marriage, parenthood and buying a home. You need a practical plan to set money aside for the future. A plan that is compatible with your financial goals, time horizon, risk tolerance and current lifestyle.

We will work with you to develop a plan that can help safeguard against fluctuations in the financial markets and may result in greater long-term wealth.

Protecting Wealth

Hard Work Pays Off

You’ve worked hard and spend the majority of your life in the accumulation phase of planning for your financial future. Now it’s time to protect what you’ve accumulated and focus on preserving your assets for retirement. However, this does not mean that your wealth has to stop growing.

We will help you select investment options that take into account age and goal appropriate risk tolerances which will enable you to receive a reasonable rate of return throughout retirement.

Most individuals nearing retirement age don’t have the time to recoup investment losses. We help our clients develop plans that can provide a reasonable rate of return while safeguarding against fluctuations in the financial markets.

Transferring Wealth

What Will Your Legacy Be?

How your estate will be distributed is a major decision that can significantly impact the lives of the people you love. Successful transfer of wealth is dependent upon strategic estate planning and includes evaluating your legacy goals, probate issues and potential tax liabilities.

Without proper planning, estate taxes could consume a significant portion of the assets you have accumulated. Our team is experienced in both accounting and wealth management, which enables us to provide financial and estate planning services that consider the tax implications of all decisions while keeping your overall financial goals in mind.

The estate planning services we offer can help reduce the amount of taxes your estate will owe and allow you to plan for how the assets you’ve accumulated will be distributed.

Qualified Plan Rollovers

Determining What’s Right for You

If you have recently retired or changed jobs you will be faced with the decision of what to do with your employer-sponsored retirement plan. We routinely work with individuals to make the most appropriate decision based on their current set of circumstances.

Money currently in an employer sponsored retirement plan can be:

  • Left where it is
  • Distributed (subject to income tax, plus a 10% penalty if under age 59 ½)
  • Transferred to another employer-sponsored plan
  • Rolled over into a IRA (Traditional, ROTH, SIMPLE or SEP)


We can help you determine if a rollover is right for you!

Proud Members Of:

member of CSA
member of AICPA
member of MSCPA
member of CFP